Back to the body shop
For almost 6 years, my car led a collision-free life. That is, until the day after Christmas last year when an uninsured woman behind me decided that stopping for a red light is merely a suggestion, even if the car in front of you has decided to stop.
As a result, by late January, I had a shiny new bumper. It cost me $250, though (half my deductible). Sure, it isn't thousands of dollars, but I'd just come off my third unemployment period in 2 years, when every dollar you have counts triple. And it's not like when I have a job, I take $250 in cash and flush it down the toilet every month. But that's practically what this was, since I'd found myself out a couple hundred for no reason. But at least I had a brand-new bumper, free of the dings of the past 6 years. That was something.
Last week, someone backed into my car in the parking garage at work.
My beautiful new bumper is scratched. The repaired trunk is bent inwards again. And I'm gonna have to go through all this all. over. again. For the second time this year. And it's barely April.
The driver left his card and an apology, at least. Still waiting to hear from his insurance company, but hopefully this one will actually work the way it's supposed to. This guy appears to be taking full responsibility so far, which would be a nice change of pace. The woman in December lied about her lack of insurance (though interestingly, not about her address) and tried to claim I stopped too close to the intersection. Didn't seem to matter that 1) the light was ALREADY RED ... what, was she gonna run the red if I did too??, and 2) I WAS ALREADY STOPPED; you generally don't try to go through a stopped car no matter how close to an intersection they are. And years ago with the blurple car, the girl who ran a red and hit me took full responsibility ... for about 5 minutes, until a friend of hers talked her out of it, and then she cried to the police and got away scott free.
In any case, here I am waiting for this guy's insurance company to call me so I can set up the re-repairs to my car, all while my insurance company is still trying to collect from the uninsured driver that hit me barely 3 months ago.
Sigh.
As a result, by late January, I had a shiny new bumper. It cost me $250, though (half my deductible). Sure, it isn't thousands of dollars, but I'd just come off my third unemployment period in 2 years, when every dollar you have counts triple. And it's not like when I have a job, I take $250 in cash and flush it down the toilet every month. But that's practically what this was, since I'd found myself out a couple hundred for no reason. But at least I had a brand-new bumper, free of the dings of the past 6 years. That was something.
Last week, someone backed into my car in the parking garage at work.
My beautiful new bumper is scratched. The repaired trunk is bent inwards again. And I'm gonna have to go through all this all. over. again. For the second time this year. And it's barely April.
The driver left his card and an apology, at least. Still waiting to hear from his insurance company, but hopefully this one will actually work the way it's supposed to. This guy appears to be taking full responsibility so far, which would be a nice change of pace. The woman in December lied about her lack of insurance (though interestingly, not about her address) and tried to claim I stopped too close to the intersection. Didn't seem to matter that 1) the light was ALREADY RED ... what, was she gonna run the red if I did too??, and 2) I WAS ALREADY STOPPED; you generally don't try to go through a stopped car no matter how close to an intersection they are. And years ago with the blurple car, the girl who ran a red and hit me took full responsibility ... for about 5 minutes, until a friend of hers talked her out of it, and then she cried to the police and got away scott free.
In any case, here I am waiting for this guy's insurance company to call me so I can set up the re-repairs to my car, all while my insurance company is still trying to collect from the uninsured driver that hit me barely 3 months ago.
Sigh.
posted by Dipu @ 11:01 AM
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